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Guide

Floodplain and Repair Permit Questions in Iowa

Who answers floodplain and repair permit questions in Cedar Rapids, what to bring to the city office, and why to ask before rebuilding after water damage.

Illustration for the guide "Floodplain and Repair Permit Questions in Iowa" (Cedar Rapids, IA)
Short answer

In Cedar Rapids the City of Cedar Rapids building and floodplain office is the local contact for floodplain and repair-permit questions. Ask it before any wall, floor, foundation or utility is rebuilt, and bring the property address, a description of the work and the drying record. This guide does not state any permit rule beyond what the city publishes.

Key takeaways

  • The City of Cedar Rapids building and floodplain office is the local contact for floodplain and repair-permit questions.
  • This guide states no permit rule of its own, because the sources for this site do not establish one beyond the city's floodplain pages.
  • Asking before rebuilding avoids reopening finished work to meet a requirement the homeowner did not know about.
  • The restoration record of readings, photographs and removal lists supports a permit question but does not decide it.
  • A contractor who will do the rebuild should be given the readings and the city's answer before work is scoped.
  • Keep the city's answer in writing and keep it with the property's file.

Who answers floodplain and repair permit questions in Cedar Rapids?

The City of Cedar Rapids building and floodplain office answers questions about floodplain land and repairs. It is the place to ask what applies to a particular property and to planned work, and it is the answer that governs the work.

The office can explain the city's own floodplain page and the steps it expects for repairs. A homeowner should bring the property address, a short description of the work and any plans or sketches, so the answer can be specific to the lot.

A contractor who does permit work in the city will also know the current process. A homeowner can ask that contractor to make the inquiry, but should confirm the answer in writing and keep a copy with the property's records.

What does the city's flood history have to do with a permit question?

The City of Cedar Rapids records the June 13, 2008 crest of the Cedar River at 31.12 feet, the highest level in the city's recorded history, and says the flood water covered about 10 square miles, or 14 percent of the city. That history is why the floodplain office is an active part of rebuilding in the city.

The city's flood facts pages describe the event for the whole city. They do not say whether a given property is inside the floodplain or how its repairs should be handled. Those are questions for the floodplain office, which can look at the property's own position and records.

A homeowner should keep the city's flood pages with the property file. They give the context a lender, buyer or insurer may want when they ask about past flooding on the property.

What should a homeowner bring to the city office?

Bring the property address, a description of the damage and the planned repair, the restoration readings and photographs, and any plans or sketches. The drying log shows the dates of the visits and the readings at each point, and it helps the office see whether the structure was dried before rebuilding was planned.

A clear written description of the work is the single most useful thing to bring. Say which walls, floors or utilities will be changed, which will be only cleaned or finished, and where any new opening or foundation work would go.

Keep a copy of everything you bring and everything you receive. The file is the record of what was asked, what was answered and what was done, and it will be needed if the work is questioned later.

When should a homeowner ask before starting repairs?

Ask before any wall, floor, foundation or utility is changed, and before any finish is closed over a repair. Starting work before the answer is known can mean reopening finished work to meet a requirement the homeowner did not know about.

Repairs that look small, such as replacing a section of drywall or a floor, can still change the structure, the drainage or the utilities. The question costs little to ask and can prevent a costly reopening later.

A homeowner who has already started work can still call the city office and describe what has been done. The office can say what it needs to see, and the restoration record shows what was found before the work began.

Does the restoration crew decide whether a permit is needed?

No. The restoration crew removes water, dries the structure and documents what it finds. It does not decide whether a permit is needed, what the city requires or whether a rebuild is allowed. Those decisions belong to the city office and to the contractor doing the work.

The crew's readings and removal lists are facts about the building as it was found. A reviewer may read them to understand the condition of the structure, but the permit decision is the city's.

If the crew sees something that may need review, such as a foundation crack or a damaged structural member, it notes the observation in the report so the homeowner can raise it with the city and a qualified contractor.

How should a homeowner share the record with a contractor?

Give the contractor the readings, the photographs, the removal list and the city's answer, if there is one, before the scope is set. A contractor who works from the actual condition of the structure can plan the work more accurately than one who works from assumptions.

Ask the contractor to confirm the scope against the readings and against the city's answer, and to write down anything the city requires. A scope agreed before work starts is far easier to follow than one changed in the middle of a job.

Agree who will pull any permit and who will schedule the city inspections. Those responsibilities should appear in the written agreement with the contractor.

What if the city's answer does not fit the homeowner's plan?

Ask the office to explain the reason in writing and to say what options it allows. The restoration crew cannot change the city's answer, but its record can help a homeowner and a contractor plan the next steps within the city's rules.

A homeowner who disagrees with an answer should ask for the basis of it and for any written standard the office relies on. Where the answer is unclear, a written request for clarification is a sensible next step.

Keep a note of each conversation with the office, including the date, the person spoken to and what was said. Those notes are part of the property file and may be needed later.

What happens after the city gives its answer?

Once the city has answered, the homeowner and the contractor should agree the scope against that answer and the readings, and write the agreed plan down before work starts. Anything the city asks for becomes part of the plan, with a named person responsible for it.

The scope should be checked line by line against the answer. A repair the city has cleared, a repair it has asked to see before it is closed, and a repair it has not addressed should each be marked. A plan with those marks is far easier to follow on site than a general instruction to rebuild.

If the city asks for a further document, such as a plan, a sketch or a report on the condition of a structural element, the request should be answered in writing and the reply kept in the file. Do not assume that a verbal answer will be accepted later.

How should a homeowner ask the question so the answer is useful?

Ask one specific question per request, in writing, and attach the description and the readings. A question such as whether a particular wall can be closed after drying is easier to answer than a general request for information about the property.

Name the address, the work and the materials involved. If the work changes a wall, a floor, a foundation or a utility, say so directly, because those are the changes a reviewer will look at first. If the answer depends on a fact the homeowner does not know, such as the age of a utility line, say that too.

The city gives no time for its answer in the sources for this guide, so ask the office when it expects to reply and keep the request in writing. A dated request makes it clear what was asked and when, which matters if the timing of the rebuild becomes a question later.

Frequently asked questions

Does the restoration company pull the permit?

Usually not. Who pulls the permit depends on the arrangement between the homeowner and the contractor who does the work. The restoration crew supplies readings and records that support the application, but it does not decide what the city requires.

Who do I call first about a floodplain question?

Call the City of Cedar Rapids building and floodplain office. It is the local contact for floodplain and repair-permit questions, and it can explain what its floodplain pages mean for your property.

Can I start rebuilding before I hear from the city?

It is safer to ask first. Repairs started before the answer is known can have to be reopened. Ask the office what applies, keep a note of the answer, and let the restoration crew confirm when the structure reads dry for the work.

Will the city need the drying readings?

The city may ask for information about the building and its condition, and the readings and photographs are a clear way to show it. The crew can give you copies of its record, and you can share them with the office if it asks.

What if the city says my property cannot be rebuilt as it was?

Ask the office to explain the reason in writing and to set out the options it allows. Talk to a qualified contractor about the work that remains possible, and keep the restoration record with the file.

Is there a fee for a permit?

This guide does not state any fee, because amounts and the process are set by the city. Ask the City of Cedar Rapids building and floodplain office for its current fees and steps for your type of work.

Who keeps the permit file after the work is finished?

The homeowner should keep it, whoever pulled the permit. The file should hold the city's answer, the approved scope, the readings, the inspection notes and the final invoices, so a future buyer or lender can see what was done and under what review.

Sources

  1. City of Cedar Rapids – 2008 flood facts

This guide is general information for Linn County homeowners, not a substitute for an on-site inspection. Prices are estimates. See our disclaimer.

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